Used Car Finance in Chatham
At Joseph Sutton Motor Company Limited, we make buying used cars, crossovers, and vans easy with flexible finance options in Chatham. Whether you're in Tunbridge Wells, Tonbridge, or nearby, our tailored plans fit your budget, helping you drive away with the perfect vehicle without financial strain.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,995.00 |
| Total Deposit £499.50 | Total Amount of Credit £4,495.50 |
| First Payment £99.43 | 58 Monthly Payments £99.43 |
| Final Payment £99.43 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,470.30 | Total Amount Payable £6,465.30 |
| Annual Fixed Interest Rate 6.54% | Representative APR 12.40% |
| Product Hire Purchase | Cash Price £4,995.00 | Total Deposit £499.50 | Total Amount of Credit £4,495.50 | First Payment £99.43 |
| 58 Monthly Payments £99.43 | Final Payment £99.43 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,470.30 | Total Amount Payable £6,465.30 | Annual Fixed Interest Rate 6.54% | Representative APR 12.40% |
| Product Hire Purchase | Cash Price £4,995.00 | Total Deposit £499.50 | Total Amount of Credit £4,495.50 | First Payment £99.43 | 58 Monthly Payments £99.43 | Final Payment £99.43 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £1,470.30 | Total Amount Payable £6,465.30 | Annual Fixed Interest Rate 6.54% | Representative APR 12.40% |
We offer a variety of finance options including hire purchase and personal contract purchase plans to suit your budget and needs.
Yes, we work with several lenders who offer solutions for those with less than perfect credit scores. We encourage you to apply as we consider all circumstances.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.
Absolutely, we accept part exchanges and they can be used as a deposit or to reduce your finance amount. Just bring your current vehicle along for an appraisal.
No, all of our used cars, crossovers, and vans available in Chatham can be purchased using finance options. You can choose from a wide range of models that fit your lifestyle and budget.
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